Building a new house is the project of a lifetime. In order for everything to go smoothly, a minimum of organization is required. From defining your budget to handing over the keys, choosing the building plot, drawing up the plans, signing the construction contract, etc., find details on these key steps in the file that follows.
Define the budget
Any home project must first start with the budget allocation. There is a cost to building a house. This includes the fixed charges for the purchase of land, materials, the construction price, etc., but also the ancillary charges for taxes of all kinds, furnishings, etc. To make a good estimate of the costs, you should consult your banker to draw up a provisional financing plan. This is useful to determine your borrowing capacity based on your income. Only then will it be possible for you to take out a mortgage.
Find a plot of land
Once the budget has been defined, the next step following this construction project is to buy a piece of land on which to build the house of your dreams. It is important to know that this purchase represents almost half of the total cost of your construction plan. It is therefore not to be taken lightly. To do so, certain criteria must be taken into account, namely orientation, exposure, soil quality, facing, electricity, water and gas connections. Get all the information you need from the town hall concerned, but also make sure you consult the plans and documents of the building plot.
Carry out the plan
Once you have become the owner of the land, you must now draw up the plan for the construction of a detached house. If you are planning a house of more than 150 m², it is mandatory to hire the services of an architect. In any case, such a real estate project requires the help of a competent professional who will be able to guide you on the technical aspects of the construction: traditional house, contemporary house, modern house, etc. It should be noted that house plans must be subject to the constraints of the Local Urban Planning Plan of the commune concerned. This is necessary in order to obtain the building permit.
Launching the work
Once you have obtained your building permit, construction work can begin. To build your house, you have the choice between starting your own construction, using a private home builder or an architect. In any case, remember to ask for several quotes before making your choice.
Follow the construction site
Monitoring the work site is essential in order to ensure that the work is progressing as agreed: respect of deadlines, compliance with the plan, etc. Each time construction progresses, site meetings are to be scheduled. They are used, among other things, to pay each invoice according to the rules defined by law for the various stages of construction: 15 % at the beginning of the construction site, 25 % upon completion of the foundations, 40 % upon completion of the walls, 60 % upon completion of the walls, 60 % upon completion of the walls, 75 % upon completion of the partitions and air venting, 95 % upon completion of the equipment, plumbing, carpentry and heating work, and finally, 5 % upon acceptance of the work.
Receiving the keys
Après les finitions, lorsque le chantier s’achève enfin et que votre maison est érigée, il est temps de réceptionner les clés de votre chez-vous. Mais avant tout, il importe de procéder à toutes les vérifications. Faites le tour de la propriété, à l’intérieur comme à l’extérieur en veillant bien à inspecter chaque détail. Vous verrez alors si tout est conforme à ce qui était convenu. Pour assurer cette inspection, vous pouvez vous faire aider par un professionnel de la construction à l’exemple de votre architecte. Si aucune réserve n’est émise à la réception des travaux, il vous reste 8 jours pour payer le reste de votre solde. Par contre, si des malfaçons ou des non-conformités sont observées, il faut les noter dans le procès-verbal de réception pour demander au constructeur de les rectifier dans les plus brefs dé